You will find an assortment of Subaru models at Garcia Subaru North to fit your needs. Sometimes, you need one in a hurry, which is why we offer our Albuquerque customers financing options. Before you lease or buy, you are welcome to take one for a test drive at our dealership near Placitas.


Leasing is essentially renting a Subaru from a dealer for a specified period, commonly based on 12-month increments. You may find that leasing terms range from 12 to 60 months, though a dealer may offer shorter or longer contracts. Factors that usually determine how much you pay include expected depreciation, mileage, acquisition fees, credit score, and vehicle make.

If you don't travel out of town often and work locally, leasing a Subaru could save you money. A Subaru lease costs less than financing, which means you can obtain a new model every few years without the commitment to buy. When you lease, you don't have the concerns of selling and depreciation, and you hand the keys back to the dealer.


Financing is borrowing the cash from a lender and gradually paying it back over time, usually paying monthly. Criteria that may influence what you pay include down payments, interest, credit score, and required insurance for the loan duration. Most financing contracts usually span over 24 to 84 months, though the average financing contract is from 36 to 60 months.

If you prefer to own a Subaru at the end of the loan term without limits, it may be the ideal choice. When you finish paying off the loan, you finish making payments, so you can save that money for other things. Since you are the owner of the vehicle, you may sell it, add features you want, or trade it for another model.

Are you eager to lease or buy a new Subaru vehicle? Please visit our Subaru dealership near Rio Rancho to learn more about our financing specials.

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As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

* Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title or non-infringement. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license. Not responsible for typographical errors.